Retiring at 55 or at 65, the trips, the grandkids, the lake you keep meaning to fish: RetBud works out the money side so you can plan the rest. It models your household month by month, with the real federal and provincial tax rules, CPP, OAS, GIS, the Allowance and provincial top-ups, RRIF and LIF minimums, and your own savings plan and scenarios.
Every calculation is checked against the official tables, row by row. Your data is yours: private accounts, hosted in Canada, download or delete everything any time, and no credit card.
RetBud started life as a private spreadsheet replacement for one household. The web edition opens it up to everyone, starting with Ontario and expanding to every province and territory, including Quebec.